Contact me within 3 days of close of Auction,Payment due in 10 days or you will lose right to item.Personal checks when I accept them must clear first, in 10 business days,item will be sent.If on some items if it is not required and you do not take the insurance you are then on your own. I ship USA only unless I give you permission to bid on item. If I say I am shipping UPS please do not give me a PO Box number UPS does not ship to PO Boxes. If I have to ship to your PO please add the proper ins